Description
Job Summary:
We are seeking a Financial Advisor to manage loans, analyze risks, and recover portfolios in Lonya Grande.
Key Highlights:
1. Experience in microfinance and credit analysis.
2. Risk management and loan portfolio recovery.
3. Communication, negotiation, and teamwork skills.
**STAFFING REQUIREMENT:**
Norandino Savings and Credit Cooperative Ltd. requires personnel to fill the position of Financial Advisor at the Lonya Grande Office.
**ACADEMIC QUALIFICATIONS:**
Bachelor's degree holder or professional with a Bachelor's degree in Agricultural Engineering, Agronomy, Forestry; Administration, Accounting, Business, or related fields.
**EXPERIENCE:**
Minimum 1 year of experience performing duties as a Business Advisor or Credit Analyst in microfinance institutions; Savings and Credit Cooperatives; Municipal or Rural Savings Banks; or other financial institutions.
**KNOWLEDGE:**
* Credit risk analysis.
* Loan disbursement management, including economic analysis of each credit application.
* Portfolio recovery management, with direct responsibility for preventive risk control and recovery of active and overdue loans, meeting assigned targets and budgets.
* Intermediate-level proficiency in Windows Office.
* Familiarity with Savings and Credit Cooperatives, Municipal or Rural Savings Banks, or other financial institutions is desirable.
**COMPETENCIES:**
* Strong communication skills, empathy, and verbal fluency.
* Results-oriented mindset and commitment to achieving objectives.
* Negotiation and persuasion techniques.
* Ability to work effectively in teams.
* Tolerance for working under pressure.
* Capacity to assume commitments and responsibilities.
Employment Type: Full-time
Salary: S/.1,500.00 - S/.2,500.00 per month
Work Location: On-site employment