Description
Position Summary:
We are seeking a professional for operational functions, customer service, financial product promotion, and incident management, contributing to our vision of responsible banking.
Key Highlights:
1. Opportunity to develop a professional career in a global and diverse company.
2. Promotion of financial products and comprehensive customer service.
3. Contribution to responsible, inclusive, and sustainable banking.
**Do you want to develop your professional career?**
BBVA is a global company with over 160 years of history, operating in more than 25 countries, serving over 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with diverse profiles, including finance specialists, legal experts, data scientists, developers, engineers, and designers.
Our people make the difference in our success.
**Contract Type:**
Determined / Eventual Period Contract (fixed duration)
**What Are We Looking For?**
**Operational Functions:**
* Receive metal cash boxes, recount vault-provided cash before operations begin, and perform daily cash reconciliation and physical counts.
* Support office documentation filing and dispatch to the central archive.
* Receive cash and serve customers in accordance with the Bank’s current procedures and regulations for product operations: cash deposits/withdrawals, account credits/debits for liability products, check payments, bill payments, loan repayments via deposit or account debit, foreign exchange purchases/sales, transfers, remittances, opening accounts for individuals, sales of Card Protection Insurance, Multi-Risk Insurance, and Customer Insurance Withdrawals, among others.
* Perform appropriate customer identification for transaction payments.
* Retain counterfeit banknotes detected during transactions.
* Report cash surpluses (exceeding operational limits) or shortages to the Branch Sub-Manager.
* Offer and/or contract financial products such as cards, loans, installment cash, subrogation, or other products defined in the incentive grid.
* Maintain high-quality, up-to-date customer database information for assigned clients.
* Evaluate and analyze credit operations and escalate them to appropriate approval levels.
* Open all types of accounts required by customers.
* Inform, pre-qualify, and issue Credit and Debit Cards (within delegated authority). Also assign, cancel, or block debit and credit cards.
* Manage enrollment, maintenance, and cancellation of direct debits.
* Plan and manage commercial activities using available tools, coordinating with the Branch Manager and Sub-Manager to achieve product/service/migration targets.
* Proactively seize all opportunities arising during counter or lobby service to market products and services, and to continuously update and maintain customer data, prioritizing this in every interaction.
* Consistently perform cross-selling during customer interactions—not limiting efforts to a single product or transaction—continuing the sale process for complementary products whenever possible.
* Maximize understanding of customers and their needs, leveraging available tools.
* Provide comprehensive customer service, consistently maintaining a quality-focused attitude, while educating and assisting customers in using Digital and Alternative Channels.
* Responsibly manage resolution of incidents or complaints, ensuring quality service and timely response.
* Identify dissatisfied customers or those intending to terminate their relationship with the Bank, offering alternatives to retain them, always considering value creation.
* Continuously monitor customer active and overdue risk to plan and execute necessary recovery and management actions.
* Adequately track PPG progress related to assigned objectives and activities, implementing necessary corrective measures or adjustments in coordination with the Branch Manager.
* Attend all scheduled meetings and actively participate, informing branch staff of issues identified during management duties, as well as relevant insights regarding characteristics and needs of customers within the assigned segment.
* Implement proper controls to ensure completion of "batch" transaction processes—for example, card cancellations prior to settlement dates—preventing incomplete processing.
* Accurately update and properly archive customer documentation.
* Perform other duties assigned by supervisor, responding to business needs.
* Sell Card Protection Insurance, Multi-Risk Insurance, and Customer Insurance Withdrawals.
* Conduct commercial actions and campaigns targeting non-personalized customer segments, as well as optional branch customers not assigned to any portfolio.
* Jointly receive, count, verify, enter, and report remittances with the Branch Sub-Manager (dual control).
* Participate in and conduct branch accounting reconciliation with the Branch Sub-Manager.
* Inform, issue, cancel, or duplicate Debit Cards (within delegated authority), requiring the customer’s physical presence and consent.
* Consult and record customer information related to anti-money laundering activities.
* Support the Branch Sub-Manager and/or AS1 in ATM replenishment management.
**Responsible Banking**
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Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future.
We began with the spirit of helping others make the best financial decisions. That spirit remains today, motivating us to keep moving forward—prioritizing innovation and digital transformation—and making the opportunities of this new era accessible to everyone.
**Diversity**
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At BBVA, we believe that having a **diverse team** makes us a better bank.
For this reason, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, and other factors. We foster a collaborative and inclusive work environment that enables each person to bring forth their best self.
**Our Values**
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**Our values define our identity** and serve as the driving force behind fulfilling our purpose, guiding all our actions and decisions.
**Legal Requirements**
If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, and comply with any other requirements mandated by local labor, immigration, or professional regulations applicable to the role in that country.
In case you are selected as the final candidate, BBVA may assist you in processing the corresponding permit/visa, provided that if, for any reason (i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the performance of the role in that country are not met, you will unfortunately be excluded from the position. Likewise, if you already hold a visa and/or work permit and/or residence permit for the respective country, please indicate so when applying for the position.