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The offered salary may vary depending on a number of factors, including the relevant knowledge, experience, and skills of the selected candidate.*\n\n \n\nWe are committed to continuing to invest in our employees and helping you further develop your career path at Scotiabank.\n\n**Mission**\n\n\nContribute to the overall success of the Agency Network in Peru by ensuring that individual objectives, plans, and specific initiatives are carried out or fulfilled in support of the team's business strategies and objectives. 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(Visit merchant associations, commercial establishments, equipment suppliers, establish agreements, etc.)\n* Deliver high-quality service that differentiates us in the market, adhering to required quality guidelines and standards, meeting Pulso targets.\n* Collaborate in teamwork with internal and external sales forces to achieve assigned commercial goals.\n* Achieve commercial targets by promoting the sale of defined products, supporting specific campaigns, identifying customer needs, offering solution alternatives, and referring clients to appropriate departments to generate business opportunities for your branch, aligned with SBP's commercial strategies.\n* Understand the Bank's risk culture and how risk appetite should be considered in daily activities and decisions.\n* Actively conduct efficient and effective operations within their respective areas, while ensuring adequacy, compliance, and effectiveness of daily business controls to meet obligations aimed at reducing operational risk, regulatory compliance risk, money laundering and terrorist financing risk, and conduct risk, including responsibilities established under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, International Anti-Money Laundering and Terrorist Financing Manual, and Business Conduct Guidelines.\n\n **What do we expect from you?**\n\n* Technical degree or university graduate in Accounting, Administration, Economics, Industrial Engineering, or related fields, etc.\n* Minimum of 2 years of experience as a Personal Business Officer, Commercial Advisor for Microenterprises, or other similar-profile positions.\n* Knowledge of financial statement analysis and evaluation, credit policies and assessment, and collections management.\n* Proficiency in Bantotal, Intranet, Management Control Module, ISTS.\n\n\nLocation(s): Peru : Ancash : Chimbote\n\n \n\nScotiabank is a leading bank in the Americas. 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Location:
Chimbote
Category:
Import/Export & Customs

Indeed
Business Banking Officer - Chimbote Branch
**Request ID:** 228927
**Salary Range**: 46,480.00 \- 69,720.00
*The indicated salary range is only a guideline. The offered salary may vary depending on a number of factors, including the relevant knowledge, experience, and skills of the selected candidate.*
We are committed to continuing to invest in our employees and helping you further develop your career path at Scotiabank.
**Mission**
Contribute to the overall success of the Agency Network in Peru by ensuring that individual objectives, plans, and specific initiatives are carried out or fulfilled in support of the team's business strategies and objectives. Ensure that all activities conducted comply with current internal standards, policies, and procedures.
**What challenges will you face?**
* Promote a customer-centric culture to deepen client relationships, contributing to an increase in core clients by leveraging the Bank’s relationships, systems, products, services, and expertise.
* Carry out operational procedures and activities within their respective areas according to internal regulations, inter-company commercial agreements within the Scotiabank Group, and applicable legal requirements.
* Continuously perform Commercial Management with Small Businesses, seeking profitability and portfolio growth through sales and service (evaluating proposals, providing financial advice, fulfilling customer contact activity disciplines – ABP, and offering various bank products and services), while applying anti-money laundering policies.
* Evaluate customer performance, identifying and anticipating future needs and risks, building long-term relationships, aiming for customer loyalty by offering diverse products and positioning ourselves as their primary financial partner in achieving their goals.
* Make use of tools provided by the bank: Bt, Intranet, campaigns, ISTS, commercial intelligence database (mailing), among others; in order to maximize customer portfolio management.
* Review and promptly follow up on recovery and collection tasks for customers who have active products with the bank but fail to meet agreed-upon payment dates, according to established collection management parameters.
* Identify and manage potential commercial zones within the area of influence and network of contacts, enabling the provision of commercial solutions tailored to their needs and increasing business opportunities. (Visit merchant associations, commercial establishments, equipment suppliers, establish agreements, etc.)
* Deliver high-quality service that differentiates us in the market, adhering to required quality guidelines and standards, meeting Pulso targets.
* Collaborate in teamwork with internal and external sales forces to achieve assigned commercial goals.
* Achieve commercial targets by promoting the sale of defined products, supporting specific campaigns, identifying customer needs, offering solution alternatives, and referring clients to appropriate departments to generate business opportunities for your branch, aligned with SBP's commercial strategies.
* Understand the Bank's risk culture and how risk appetite should be considered in daily activities and decisions.
* Actively conduct efficient and effective operations within their respective areas, while ensuring adequacy, compliance, and effectiveness of daily business controls to meet obligations aimed at reducing operational risk, regulatory compliance risk, money laundering and terrorist financing risk, and conduct risk, including responsibilities established under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, International Anti-Money Laundering and Terrorist Financing Manual, and Business Conduct Guidelines.
**What do we expect from you?**
* Technical degree or university graduate in Accounting, Administration, Economics, Industrial Engineering, or related fields, etc.
* Minimum of 2 years of experience as a Personal Business Officer, Commercial Advisor for Microenterprises, or other similar-profile positions.
* Knowledge of financial statement analysis and evaluation, credit policies and assessment, and collections management.
* Proficiency in Bantotal, Intranet, Management Control Module, ISTS.
Location(s): Peru : Ancash : Chimbote
Scotiabank is a leading bank in the Americas. Inspired by our corporate purpose, "for your future," we help our clients, their families, and their communities succeed through a comprehensive range of advisory services, products, and services in personal and commercial banking, wealth management, private, corporate, and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require any type of accommodation (such as an accessible interview location, documents in alternative formats, a sign language interpreter, or assistive technology, among others) during the recruitment and selection process, please inform our Recruitment team. If you need technical support, click here. Candidates must apply directly online if they wish to be considered for this position. We thank all candidates for their interest in this professional opportunity at Scotiabank, but only those selected for an interview will be contacted.

WCG4+9M6, Jirón Leoncio Prado, Chimbote 02803, Peru
S/46,480-69,720/year

Indeed
PERSONAL BANKING OFFICER CHIMBOTE
Request ID: 241956
Thank you for your interest in joining Scotiabank Perú; we appreciate your application. We are looking for talented individuals who want to grow and achieve the goals of our organization. We wish you great success throughout this process!
**Personal Banking Officer**
**Mission:**
Contribute to the overall success of the Branch Network in Peru by ensuring that individual specific objectives, plans, and initiatives are carried out or fulfilled in support of the team’s strategies and business objectives. Ensure that all activities conducted comply with current internal standards, policies, and procedures.
**What do we expect from you?**
* Completed Bachelor's or Technical Degree in areas related to the business: Finance, Accounting, Administration, etc.
* 2 to 4 years of experience as Sales and Service Advisor, Retail Banking Sales Force, or similar roles.
**What challenges will you face?**
* Promote a customer-centric culture to deepen customer relationships and leverage the Bank's broad relationships, systems, and expertise.
* Actively carry out operations within their respective areas according to internal regulations, intercompany commercial agreements within the Scotiabank Group, and current legal requirements.
* Contribute to maximizing the Bank's profitability by developing commercial management with current or potential customers through sales and service offered; providing financial advice and complying with customer contact activity discipline (ABP).
* Assess the Customer or Potential Customer, offering them a product or service that meets their needs according to their financial capabilities, minimizing the risk of default for the Bank.
* Use all tools provided by the bank's commercial management model: Counselor, sales window, active campaigns, commercial intelligence database, among others; in order to maximize customer portfolio management.
* Evaluate the performance of clients in the assigned portfolio holding active and passive products, enabling cross-selling actions and/or prevention of fund withdrawals; identifying and/or recognizing customer needs and solutions that satisfy them.
* Perform prevention, recovery, and collection tasks when appropriate, through proper follow-up of the client portfolio with active and passive products.
* Apply the Bank's credit, risk, Anti-Money Laundering (Know Your Customer) policies, etc.
* Address, manage, and follow up on, or resolve (if feasible), customer inquiries and complaints using the corresponding systems. These should be channeled through the platform and Call Center to centralize service channels.
* Timely attend to and follow up on internal referrals from branches and other sales channels.
* Understand the Bank's risk culture and how risk appetite should be considered in daily activities and decisions.
* Actively perform efficient and effective operations within their respective areas, while ensuring the suitability, compliance, and effectiveness of daily business controls to meet obligations aimed at reducing operational risk, regulatory compliance risk, money laundering and terrorist financing risk, and conduct risk, including responsibilities established under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, International Anti-Money Laundering and Terrorist Financing Manual, and Business Conduct Guidelines.
Location(s): Peru : Ancash : Chimbote
We thank you for your interest; however, only candidates selected for interviews will be contacted.
\*\* Scotiabank Peru is an inclusive company that respects diversity and does not discriminate in any way.

WCG4+9M6, Jirón Leoncio Prado, Chimbote 02803, Peru
Negotiable Salary
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