Description
Job Summary:
We are seeking a Credit Officer to manage portfolios, assess and approve loan applications, and monitor recovery and collections.
Key Highlights:
1. Credit portfolio management and loan application assessment.
2. Ongoing onboarding and training.
3. Career path opportunities and promotions.
We are Grupo EFE, a Peruvian holding company with over 60 years of market presence, operating four brands: EFE and La Curacao, our home appliance retail brands; Motocorp, our multi-brand motorcycle dealership chain; and Efectiva, our innovative financial services provider with robust digital channels.
We are currently seeking top talent for the position of CREDIT OFFICER – CUSCO, at FINANCIERA EFECTIVA.
Requirements:
- Graduated or with incomplete studies in Economics, Business Administration, Industrial Engineering, or related fields.
- Minimum 1 year of experience in microfinance institutions.
- Knowledge of assessment tools: mailing, Verifed (desirable).
- Availability to conduct fieldwork (Business visits).
· Responsibilities:
· - Manage the credit portfolio assigned to you.
- Assess, approve, reject, or request clarifications for loan applications within your authority.
- Responsible for managing the Microenterprise loan client portfolio.
- Review and monitor recovery and collection activities for clients with active loans from the financial institution.
· Benefits:
- Formal employment contract from day one, including all statutory benefits.
- Role-specific onboarding and ongoing training.
- Bi-monthly payroll (15th and end of month).
- Mixed compensation (fixed + variable).
- Corporate discounts.
- Career advancement opportunities (promotions).
INTERESTED CANDIDATES PLEASE SEND YOUR CV TO 9.4.7.4.1.2.0.3.6
At Grupo EFE, we firmly believe in equal opportunity for all genders, promote generational, ethnic, and national diversity, and warmly welcome individuals with different abilities, in accordance with Law No. 29973. We thank applicants with disabilities for informing us if any reasonable accommodation is required during the selection process.
Additionally, we recognize pre-professional and professional internships—certified for durations between 3 and 24 months—as valid work experience.-Requirements- Minimum education: Technical
1 year of experience
Age: Up to 45 years
Keywords: advisor, asesor