**Credit Analyst** We are a leading Swedish company in the automotive sector, with over 74 years of presence in Peru. We are seeking a **Credit Analyst** to support us in assessing credit risk and structuring financial proposals that drive sustainable business growth, aligned with our unique way of doing things—our Scania Way. **What challenges will you take on as a Credit Analyst?** Evaluate and analyze credit proposals from customers and prospects, in accordance with internal policies and delegation levels. Prepare and justify proposals before senior management or the credit committee. Identify risks and propose financial mitigation measures. Prepare debt restructuring proposals jointly with the Collections department. Participate in meetings with customers and the Commercial team to design tailored financial solutions. Monitor compliance with conditions of approved transactions and maintain an updated record of processed proposals. Contribute to process improvement initiatives and automation of reporting. **What do you need to assume this role?** We are looking for individuals who wish to become part of our **Scania Way** culture—embracing continuous improvement and focusing on our core value: **Customer First**—to ensure an outstanding experience for our customers. To assume this role, you will need: Bachelor’s degree or higher in Economics, Industrial Engineering, Finance, Business Administration, or Accounting. Minimum 3 years of experience in similar roles (credit risk, commercial structuring, or credit lending). Experience in credit structuring, financial analysis, and justifying credit proposals. Knowledge of reading and analyzing financial statements, cash flow statements, and credit risk reports. Intermediate/advanced proficiency in Excel and data analysis tools (Power BI or others). Intermediate English proficiency. **Why choose Scania to advance your career?** **Professional growth and development:** We aim to enhance your talent, knowledge, and skills so we can grow together. **A culture that drives us forward:** You’ll be part of our Scania Way daily—alongside your colleagues, customers, and other teams. You’ll live our values, experience the closeness and flat hierarchy that define us—and much more! **Well-being and benefits for all:** We offer benefits and activities designed to enrich your work experience at Scania. **Apply here to Drive Change Together!** **Request ID:** 23468 **Number of vacancies:** 1.0 **Part-time / Full-time:** Full-time **Permanent / Temporary:** Permanent **Country/Region:** PE **Location(s):** Lima, LIM, PE **Required travel:** 0–25% **Workplace:** Hybrid