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That spirit remains today and drives us forward, prioritizing innovation and digital transformation to make the opportunities of this new era accessible to everyone.\n\n\n**Diversity**\n--------------\n\nAt BBVA, we believe that having a **diverse team** makes us a better bank.\n\n\nFor this reason, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, and other characteristics. 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Learn more about this job opportunity below:\n\n**What is the main challenge?**\n\n* Manage and develop the comprehensive process of credit placement for motorcycle purchases, ensuring the opening and consolidation of new sales locations through identification of potential customers, credit risk assessment, and after-sales follow-up, in order to guarantee a healthy and profitable portfolio for the company.\n\n**What will be your main responsibilities?**\n\n* Opening of sales points\n* QR management\n* Support to sales force\n* Compile complete and accurate credit files in accordance with internal policies.\n* Coordinate with motorcycle agencies and local distributors.\n* Meet the monthly sales targets set by the commercial management.\n* Participate in opening and promotional activities (local events, partnerships, activations).\n* Prepare performance and credit placement reports.\n\n**What are we looking for?**\n\n* Bachelor's degree or graduate in Business Administration, Economics, 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We are over 121,000 professionals working in multidisciplinary teams with diverse profiles including finance, legal experts, data scientists, developers, engineers, and designers.\n\n\nOur people make the difference in our success.\n\n\n**Type of Contract:**\n\nRegular (Undefined)\n**What are we looking for?**\n\n**Responsibilities:**\n\n* Manage their current customer portfolio by increasing client engagement and profitability through personalized commercial actions such as planned and structured visits.\n* Grow their portfolio by acquiring potential clients, following criteria defined by the bank.\n* Maintain within their personalized portfolio clients, Legal Entities (SMEs), and Individual Business Owners established within their area of influence.\n* Manage assigned target segments within the influence zone of the Office they belong to.\n* Conduct personal and direct management with actual and potential clients in the area.\n* Plan management activities, preparation and presentation of proposals, manage overdue accounts, as well as record and organize the database and client files corresponding to their portfolio, keeping them updated with high-quality documentation/information.\n* Plan, using available tools, their commercial activities in coordination with the Branch Manager, so they can efficiently manage their assigned customer portfolio and acquire potential clients.\n* Maintain constant coordination with the Branch Manager regarding external management activities.\n* Proactively manage each client (current or potential) through planned and structured visits to identify their needs, proposing solutions and/or advising on alternative solutions.\n* Implement commercial actions within their segments, whether centrally designed or self-initiated, within the influence zone assigned to their Office, aiming to increase the number of clients and generate new business through previously planned visits under the Kit del Entorno coverage scheme.\n* Provide comprehensive customer service, maintaining a consistent focus on service quality and promoting customer adoption of alternative channels.\n* Deliver comprehensive service, including certain contracting, front-office and operational tasks (including those related to digitization and migration).\n* Base their performance on the objectives and activities outlined in the Personal Management Plan prepared monthly by the Branch Manager.\n* Maintain ongoing knowledge of the status, evolution, quality, and opportunities of their assigned portfolio through available tools.\n* Having quantitative and qualitative knowledge of each client in their portfolio is vital for proper management; therefore, updating client information is continuous and prioritized during every interaction.\n* Continuously monitor the live risk of their portfolio clients, acting preventively upon risk alerts, anticipating possible deterioration in portfolio risk quality, and using appropriate tools.\n* Permanently manage overdue risks of their portfolio clients in order to plan and execute necessary recovery actions.\n* Properly follow up on the PPG, related to assigned objectives and activities, making necessary corrections and adjustments when required, in coordination with the Branch Manager.\n* Attend scheduled meetings led by the Branch Manager, actively participating to achieve set objectives and enabling internal synergies within the branch's management team.\n* Inform the team during meetings about issues identified during management work, relevant market developments, customer needs, etc.\n* Evaluate and analyze credit operations (lines, commercial loans, letters of credit, cards, etc.) and escalate them to the appropriate levels for approval, complementing the client file with the Customer Analysis Form.\n* Evaluate and propose any other pricing, conditions, etc., and manage preferential fees when granting loans. Facilitate payment schedule simulations, generate product activations and linkages in work tools, assist in document legalization, and manage documentation for products accepted by the client.\n* Responsibly seek solutions to incidents or complaints with quality and promptness in response.\n* Consult and register client information related to anti-money laundering activities.\n* Keep the database corresponding to their portfolio updated with high-quality information.\n* Perform other duties assigned by their supervisor in response to business needs.\n* Manage insurance sales.\n* Deactivate limits and blocks after validating powers of attorney and signature registrations requested by the client.\n\n**Responsible Banking**\n---------------------\n\nOur responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future.\n\n\nWe began with the spirit of helping others make the best financial decisions. That spirit remains today and drives us forward, prioritizing innovation and digital transformation, and making the opportunities of this new era accessible to everyone.\n\n\n**Diversity**\n--------------\n\nAt BBVA, we believe that having a **diverse team** makes us a better bank.\n\n\nFor this reason, we **actively support diversity, inclusion, and equal opportunities**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, and others. We foster a collaborative and inclusive work environment that allows everyone to bring out their best.\n\n\n**Our Values**\n--------------------\n\n**Our values define our identity** and are the driving force behind achieving our purpose, guiding all our actions and decisions.\n\n\n**Legal Requirements**\n\nIf the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as meet any other requirements imposed by local labor and immigration regulations or applicable professional rules in that country.\n\n\nIf you are the final candidate, BBVA may assist you in processing the corresponding permit/visa. However, if for any reason (i.) the corresponding visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements imposed by local labor and/or immigration regulations or applicable professional rules for the role are not met, unfortunately you will be excluded from the position. 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