CREDIT OFFICER

Description

Job Summary: This role involves meticulous credit management, ensuring timely loan placements, renewals, and adherence to policies, while maintaining high portfolio quality and client satisfaction. Key Highlights: 1. Credit management and client service focus 2. Ensuring portfolio quality and recovery 3. Adherence to credit policies and protocols With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith. Come join our 33,000\+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories! Key Responsibilities:* Achieve monthly new loan disbursement targets according to your assigned level (Junior, Senior, or Master). * Strictly monitor monthly loan renewals as part of delivering excellent service to our clients. * Enforce credit policies in accordance with the methodology applied in the region where services are provided. * Recover loans to ensure portfolio quality, maintaining PAR >30 days below 3\.0% per the end-of-month portfolio report. * Follow credit-stage-specific protocols at each phase of the credit cycle. * Conduct group visits punctually according to repayment frequency (weekly, biweekly, semi-monthly, or monthly). * Ensure clients remain within VFM by delivering high-quality service. * Immediately follow up on delinquency starting from the first day of arrears, ensuring repayment through the designated group reference at institutions appointed by the organization. * Comply with institutional fraud prevention policies and procedures for each client. * Uphold the organization’s mission, vision, core values, and social impact. * Participate in emergency training programs, drills, and activities in locations affected by adverse events, disasters, emergencies, or incidents. Applicant Types Accepted: