CREDIT AND COLLECTIONS ANALYST

Description

Position Summary: We are seeking a Credit and Collections Analyst to assess customer solvency and ensure timely recovery of accounts, thereby minimizing financial risk. Key Highlights: 1. Assess customer solvency and define credit lines. 2. Manage accounts receivable portfolio and execute collection strategies. 3. Prepare aging reports of outstanding balances and monitor key performance indicators. **CREDIT AND COLLECTIONS ANALYST** Our company, with **over 58 years in the Peruvian market**, is seeking a Credit and Collections Analyst responsible for evaluating customer solvency and ensuring timely recovery of accounts receivable, contributing to the minimization of the company's financial risk. REQUIREMENTS * Bachelor’s degree or higher in Business Administration, Finance, Economics, or Accounting. * Minimum 2–3 years of experience in similar positions. * Knowledge of financial analysis and credit risk assessment. * Proficiency in SAP Business One. * Advanced-level Excel skills (mandatory). RESPONSIBILITIES * Assess customer solvency by analyzing financial statements, cash flow, and credit history. * Define credit lines and payment terms in accordance with company policies. * Manage the accounts receivable portfolio through continuous monitoring. * Execute preventive and corrective collection strategies to reduce delinquency. * Contact customers for debt recovery and payment negotiation. * Prepare aging reports of outstanding balances and monitor indicators such as DSO. * Validate deposits and bank transfers, and issue credit notes when appropriate. * Perform other duties assigned as inherent to the position. COMPETENCIES * Analytical ability and results orientation. * Negotiation and effective communication skills. * Process organization and follow-up capability. * Attention to detail and accountability. BENEFITS * Market-competitive salary. * Formal employment contract from day one, including all statutory benefits. * 60% subsidy of meal cost. * Positive work environment. * The company promotes inclusion and labor integration of persons with disabilities. * 50% subsidy of EPS (health insurance) for the employee and eligible dependents. * Discounts on our products and those of group companies. Employment type: Full-time Workplace: On-site