Credit and Collections Assistant

Description

Position Summary: Support the evaluation, monitoring, and collection of loans by conducting field visits and coordinating with internal departments. Key Highlights: 1. Pre-professional experience in credit, collections, or financial administration. 2. Proficiency in accounting systems or ERP and knowledge of credit analysis. 3. Communication, negotiation, organizational, and proactive skills. Academic Qualifications: * Graduate or Bachelor's degree in Accounting, Business Administration, Finance, or related fields. * Complementary courses in credit analysis, collections, and/or financial evaluation (preferred). Experience: * Minimum 6 months of pre-professional experience in credit, collections, or financial administration. * Field collections experience or customer information verification (preferred). * Experience in commercial enterprises or construction/building materials sectors (valuable). Technical Knowledge: * Proficiency in accounting systems or ERP (e.g., Odoo, SAP). * Knowledge of credit analysis, interpretation of basic financial statements, and guarantee documents. * Experience in portfolio monitoring and issuance of payment receipts. * Intermediate Excel proficiency. Skills and Competencies: * Strong communication and negotiation abilities. * Organizational skills, punctuality, and autonomy. * High sense of responsibility and confidential handling of information. * Proactivity in customer follow-up and achievement of recovery targets. * Analytical ability and teamwork. Main Responsibilities: * Support evaluation and updating of credit applications (basic analysis, documentation, references). * Conduct field visits for customer verification, contract delivery, or debt recovery. * Monitor and collect assigned portfolio (via telephone, email, and field visits). * Maintain updated account status for each client and report risk situations. * Coordinate with legal or commercial departments on difficult or delinquent collection cases. * Assist in account reconciliation, report generation, and control of guarantee documents. Employment Type: Full-time Salary: S/.1,200.00 - S/.1,500.00 per month Work Location: On-site employment