Credit and Finance Assistant

Description

Job Summary: We are seeking a Credit and Finance Assistant with strong analytical skills, negotiation abilities, and a focus on credit risk management to evaluate credit applications and monitor credit lines. Key Responsibilities: 1. Manages credit risk and evaluates credit applications. 2. Defines collateral requirements, monitors credit lines, and proposes refinancing options. 3. Prepares credit reports and bank reconciliations. **Credit and Finance Assistant** Join Pacific Trade and accelerate your professional development! At **Pacific Trade**, a leading company in the importation and distribution of technology products, we are looking for a **Credit and Finance Assistant** with analytical capability, negotiation skills, and a focus on credit risk management. If you are passionate about finance, credit analysis, and optimizing financial processes, this is your opportunity! What will be your mission? * Receive, evaluate, and analyze credit applications for approval or rejection. * Define the type of collateral required from each customer based on their risk profile. * Proactively manage increases or reductions in credit lines in coordination with the sales department. * Monitor and continuously track nationally granted credit lines, evaluating customers’ financial stability. * Propose refinancing, repayment restructuring, or payment facilitation options for customers facing difficulties, in coordination with the collections department. * Validate and confirm customer deposits made across various banking institutions. * Verify credit and cash sales recorded in the system. * Perform bank reconciliations for income and ensure accurate identification of payments. * Prepare reports related to credit, collections, and reconciliations for the Finance Management team. * Maintain up-to-date financial documentation and information for the customer portfolio. * Other duties assigned by the Finance Manager. What are we looking for? * Graduate or Bachelor’s degree in Business Administration, Accounting, Economics, or related fields. * Minimum of **1 year** of experience in Credit, Collections, or Finance. * Knowledge of collections management. * Intermediate-level proficiency in **Excel and Microsoft Office**. * Knowledge of negotiation and portfolio recovery **(mandatory)**. * Basic to intermediate English proficiency. * Strong analytical, organizational, and results-oriented capabilities. What do we offer? \- Fixed monthly salary of **S/ 2,000**. \- Performance-based bonuses (KPIs). \- Enrollment in MYPE payroll from day one. \- Bi-weekly and timely payments. \- Professional growth opportunities. \- Excellent work environment. Work Modality \- **100% On-site – Miraflores** \- **Monday to Friday:** 9:00 a.m. to 6:00 p.m. \- **Saturdays:** 9:00 a.m. to 1:00 p.m. **Join Pacific Trade and contribute to strengthening the financial health of a rapidly growing company!** Salary: S/.2,000\.00 \- S/.2,500\.00 per month Application Questions: * How many years of experience do you have in credit, collections, or finance? Briefly describe your responsibilities. * Do you have experience in negotiation and portfolio recovery? Please share a case where you successfully recovered an account or negotiated with a customer. * What is your level of Excel proficiency? (Basic, Intermediate, or Advanced). Please list the functions you use most frequently. * Are you agreeable to working 100% on-site in Miraflores, Monday to Friday from 9:00 a.m. to 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., with a remuneration of S/ 2,000 plus KPI-based bonuses and MYPE payroll? * Please provide your phone number and WhatsApp contact: Work Location: On-site employment