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Position Summary: We are seeking a professional to design, define, and monitor the agribusiness sectoral strategy, lead strategic origination, and create value propositions. Key Highlights: 1. Design sectoral strategy for the agribusiness 2. Lead strategic origination and create value propositions 3. Promote ESG criteria in the agricultural sector **Do you want to develop your professional career?** BBVA is a global company with over 160 years of history, operating in more than 25 countries where we serve over 80 million customers. We are more than 121\.000 professionals working in multidisciplinary teams with diverse profiles, including finance experts, legal specialists, data scientists, developers, engineers, and designers. Our people make the difference in our success. **Contract Type:** Regular (Undefined) **What are we looking for?** Responsibilities: * Design the agribusiness sectoral strategy, identifying and prioritizing subsectors with the highest growth and profitability potential for the bank, supported by macroeconomic analysis, market trends, climate outlooks, and risk assessment. * Define the agribusiness portfolio strategy: Collaborate with the Risk department to determine appetite and sectoral credit exposure limits for specific subsectors (e.g., export fruits, grains, livestock, fertilizers). * Monitor the market: Continuously track global and local trends (geopolitics, commodity prices, market regulations) to anticipate impacts on the portfolio. * Lead strategic origination aligned with the bank’s focus and appetite to identify large-scale financing opportunities. * Create value propositions by designing short- and long-term agricultural financing products (pledge loans, leasing, factoring), with disbursement and amortization schedules adapted to seasonality and harvest cycles, ensuring perfect alignment between debt service and actual cash flow generation. * Ensure cross-selling: Promote placement not only of credit but also of comprehensive solutions, transactional products, international trade services, foreign exchange hedging, and derivatives. * Promote ESG (Environmental, Social, and Governance) criteria in the sector: Facilitate and design sustainability-linked financings (e.g., Sustainability\-Linked Loans), requiring certifications for efficient water use, zero deforestation, or good agricultural practices—critical today to attract international banks. * Actively collaborate with the Structuring Team in designing credit structures: Lead, monitor, participate in, and supervise structurers, analysts, and associates in structuring financing solutions, ensuring technical quality of financial models and appropriate terms and conditions tailored to each company’s specificities and seasonality. * Supervise compliance with origination budgets, commission income, financial margin, and delinquency control of the agribusiness portfolio. * Perform other duties assigned by the leader and drive continuous improvement of the role. Requirements: * Bachelor’s degree in Economics, Business Administration, Finance, Industrial Engineering, Agricultural Engineering, or related fields. * A Master’s degree and/or specialization in Finance, Agribusiness, Risk Management, or related areas is desirable. * Minimum 4 years’ experience in structuring and managing financing operations for companies in the agro-industrial sector. * Knowledge of financial analysis, credit evaluation, and corporate financing structuring. * Intermediate or advanced level of English. * Advanced proficiency in Microsoft Excel. **Responsible Banking** --------------------- Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future. We began with the spirit of helping others make the best financial decisions. That spirit remains today and drives us forward, prioritizing innovation and digital transformation, and making the opportunities of this new era accessible to all. **Diversity** -------------- At BBVA, we believe that having a **diverse team** makes us a better bank. For this reason, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, among others. We foster a collaborative and inclusive work environment that enables each person to bring forth their best self. **Our Values** -------------------- **Our values define our identity** and serve as the driving force enabling us to fulfill our purpose and guiding all our actions and decisions. **Legal Requirements** If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements mandated by local labor and immigration regulations or applicable professional regulations for the position in that country. In case you are selected as the final candidate, BBVA may assist you in processing the corresponding permit/visa, under the understanding that if, for any reason, (i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the performance of the position in that country are not met, you will unfortunately be excluded from the position. Likewise, if you already hold a visa and/or work permit and/or residence permit for the relevant country, please indicate so when applying for the position.
