Application ID: 245114 Thank you for your interest in joining Scotiabank Peru—we truly appreciate your application. We are seeking talented individuals who wish to grow and help achieve our organization’s objectives. Wishing you great success throughout this process! Mission Contribute to the overall success of the branch network in Peru by ensuring that individual-specific objectives, plans, and initiatives are executed or fulfilled in support of the team’s business strategies and goals. Ensure that all activities conducted comply with current internal standards, policies, and procedures. What challenges will you face? * Promote a customer-centric culture to deepen client relationships, thereby increasing the number of core clients by leveraging the Bank’s relationships, systems, products, services, and expertise. * Carry out operational procedures and activities within respective areas in accordance with internal regulations, intercompany commercial agreements of the Scotiabank Group, and applicable legal provisions. * Continuously develop commercial management with Small Enterprises, pursuing portfolio profitability and growth through sales and service (including evaluating proposals, providing financial advisory, adhering to customer contact activity disciplines—ABP—and offering various bank products and services), while applying anti-money laundering policies. * Evaluate client performance, identify and anticipate future needs and risks, foster long-term relationships, and pursue client retention by offering diverse products and positioning yourself as their primary financial partner to help them achieve their goals. * Utilize banking tools made available to you—including BT, Intranet, marketing campaigns, ISTS, and the commercial intelligence database (mailing)—to maximize client portfolio management. * Promptly review and follow up on recovery and collection activities for clients holding active bank products who fail to meet agreed payment deadlines, in line with established collection management parameters. * Identify and manage potential commercial zones within your area of influence and professional network, enabling you to offer tailored commercial solutions to clients’ needs and increase business opportunities (e.g., visiting merchant associations, commercial establishments, equipment suppliers, establishing agreements, etc.). * Deliver high-quality service that differentiates us in the market, aligned with required quality guidelines and standards, and meeting Pulse targets. * Collaborate effectively with internal and external sales teams to achieve assigned commercial targets. * Achieve commercial targets by promoting defined products; supporting specific campaigns; identifying client needs to propose solution alternatives and/or referring clients to appropriate departments to generate business opportunities for your branch, aligned with SBP’s commercial strategies. * Understand the Bank’s risk culture and how risk appetite must be considered in daily activities and decisions. * Actively conduct effective and efficient operations within respective areas, while ensuring the appropriateness, compliance, and effectiveness of daily business controls to fulfill obligations aimed at mitigating operational risk, regulatory compliance risk, money laundering and terrorist financing risk, and conduct risk—including responsibilities stipulated under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, International Anti-Money Laundering and Counter-Terrorist Financing Manual, and Business Conduct Guidelines. What do we expect from you? * Willingness to travel to provinces near Tacna to temporarily cover portfolios. Technical career or university graduate in Accounting, Administration, Economics, Industrial Engineering, or related fields. * 2–4 years of experience as a Personal Banking Officer, Microenterprise Commercial Advisor, or in similar roles. * Knowledge of financial statement analysis and evaluation, credit policies and assessment, and collection management. * Proficiency in Bantotal, Intranet, Management Control Module, and ISTS. Location(s): Peru : Lima : Lima Thank you for your interest; however, only candidates selected for interviews will be contacted. \*\* Scotiabank Peru is an inclusive employer that respects diversity and does not discriminate in any form.