




Job Summary: We are seeking a professional to assess and structure financial programs, credit lines, and debt restructurings in banking. Key Highlights: 1. Develop your career in a global company with over 160 years of history. 2. Join a diverse and collaborative team that values inclusion. 3. Contribute to responsible and sustainable banking by financing the future. **Want to develop your professional career?** BBVA is a global company with over 160 years of history, operating in more than 25 countries, serving over 80 million customers. We are more than 121\.000 professionals working in multidisciplinary teams with diverse profiles, including finance specialists, legal experts, data scientists, developers, engineers, and designers. Our people make the difference in our success. **Contract Type:** Regular (Undefined) **What Are We Looking For?** **Responsibilities:** * Prepare financial programs (credit risk reports) and conduct technical assessments of credit lines and debt restructurings for mid-sized enterprises, large enterprises, or corporate clients via bilateral/syndicated arrangements. * Present the Financial Program or specific transaction to Credit Managers or Credit Committees. * Visit clients and support the structuring of transactions and financial programs. * Assist and advise Branch Managers, Executives, and Relationship Managers regarding submitted and pending operations. * Meet response time requirements for operation evaluations as defined by established ANS standards. * Accurately validate credit ratings to exercise delegation authority or endorse proposals with direct managers or committees. * Comply with internal regulations and procedures (e.g., credit facilities, delegations, and Admission Protocols). * Submit client onboarding proposals to the WL Committee. **Requirements:** * Degree in Economics, Business Administration, Industrial Engineering, or related fields. * Minimum 2 years of experience in financial statement analysis, credit risk assessment for large enterprises, and medium-term credit evaluation. * Experience in the banking sector. **Responsible Banking** --------------------- Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future. We began with the spirit of helping others make the best financial decisions. That spirit remains today and drives us forward—prioritizing innovation and digital transformation, and making the opportunities of this new era accessible to all. **Diversity** -------------- At BBVA, we believe that having a **diverse team** makes us a better bank. Therefore, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, and other characteristics. We foster a collaborative and inclusive work environment that enables each person to bring forth their best self. **Our Values** -------------------- **Our values define our identity** and serve as the driving force behind achieving our purpose, guiding all our actions and decisions. **Legal Requirements** If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements mandated by local labor and immigration laws or applicable professional regulations for the position in that country. Should you be selected as the final candidate, BBVA may assist you in processing the corresponding permit/visa; however, please note that if, for any reason, (i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the performance of the position in that country are not met, you will unfortunately be excluded from the position. Additionally, if you already hold a visa and/or work permit and/or residence permit for the relevant country, please indicate so when applying for the position.


