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Job Summary: BBVA is seeking a professional to manage and execute leasing product asset management processes—including disbursements, post-sales service, and asset administration—while promoting continuous improvement and operational excellence. Key Highlights: 1. Promote continuous process improvement for operational excellence 2. Manage and execute leasing asset processes 3. Support audits, operational risk management, and regulatory compliance **Want to develop your professional career?** BBVA is a global company with over 160 years of history, operating in more than 25 countries where we serve over 80 million customers. We are more than 121\.000 professionals working in multidisciplinary teams with diverse profiles, including finance specialists, legal experts, data scientists, developers, engineers, and designers. Our people make the difference in our success. **Employment Type:** Regular (Indefinite) **What Are We Looking For?** Mission: Manage and execute leasing product asset management processes—including operation disbursements, post-sale service, and asset administration—while complying with associated operational risk controls. Promote continuous process improvement to contribute to achieving operational excellence. Responsibilities: * Monitor and manage the registration of assets under the Bank’s name in relevant registries: SAT, municipal authorities, SUNARP, etc., to ensure asset existence. * Coordinate with the competent authority to ensure correct payment of vehicle taxes related to assets acquired under the Leasing product. Also ensure cost transfer (collection) of such taxes to each lessee. * Manage municipal tax payments for real estate and constructions financed under the Leasing product, in coordination with the Real Estate Team. Likewise, ensure cost transfer (collection) of municipal taxes to each lessee. Additionally, handle matters related to municipal inspections in coordination with the Real Estate Team and lessees. * Manage and execute client-requested contract modifications related to: asset changes, inclusion of new components, asset removal (early purchase option), capital amortization, insurance claims, and other cases—complying with the corresponding checklist. In claim-related cases, additionally verify pre- and post-indemnification actions with the Insurance Team and the lessee. * Coordinate with the competent authority to ensure correct payment of traffic violation tickets linked to vehicles acquired under leasing contracts. Execute the payment process and ensure cost transfer (collection) of such tickets to each lessee. * Execute judicial collection procedures for leasing contracts, as required by the Recoveries Team. * Address internal and external customer requests regarding procedures, formalities, or inquiries related to assets financed under the leasing product, such as: power-of-attorney letters, early repayments, certificate requests, schedule deliveries, among others. * Track customer requests until achieving customer satisfaction. * Manage and execute the purchase option and ownership transfer process once the customer has fully repaid the financing, coordinating the signing of contracts and/or supporting documents confirming the customer’s acquisition of ownership of the financed assets. * Train branches, internal central office teams, and vendors on the leasing product and Asset Management Team processes. * Ensure operational support to branches and internal central office teams regarding the Leasing product—from disbursement through contract termination. * Coordinate with the Pool Expert Leasing team to resolve observations or address special cases related to leasing disbursements or activations. * Manage, execute, and control tax-related processes inherent to the product, such as: withholding reconciliation, deduction reconciliation and payment, purchase register reconciliation, non-resident reconciliation, credit note issuance, billing regularization, SUNAT filing submissions, among others. * Manage proper execution of import leasing-related processes, such as: electronic mandate issuance, bill of lading endorsements, DUA signing and payment, official platform activity registration, among others. * Support internal or external audits and operational risk assessments related to the product. * Other responsibilities/projects assigned by the immediate supervisor. * Coordinate with third-party teams to ensure proper execution of leasing disbursements/activations—including timely, partial, refinanced, currency conversion, renewal, and other cases—complying with requirements established for each sub-product, training them on new scenarios, and overseeing their activity control. * Supervise accurate accounting entries arising from leasing product operations; review, reconcile, and regularize inventory and non-inventory accounts, suspense items, bridge accounts, and others. * Maintain supplier oversight to guarantee delivery of suitable services aligned with established quality standards to achieve objectives. * Manage data related to leasing product operations across all stages, enabling control implementation and alerting potential operational risks. * Monitor critical processes and establish KPIs to support evaluation and decision-making regarding the Asset Management Team’s processes. * Keep the leasing product asset report and control matrices for each process up to date. * Actively participate in group work sessions, contributing knowledge and improvement proposals that support operational excellence. Requirements: * University graduate in Business Administration, Accounting, Economics, Industrial Engineering, or related fields. * Minimum 1–2 years of experience in similar positions. * Experience supporting internal or external audits, operational risk management, and regulatory compliance. * Experience in customer service, ANS control, and KPI measurement. * Experience implementing and optimizing internal processes using Generative Artificial Intelligence (focused on efficiency and task automation). * Advanced proficiency in generative AI tools (Gemini, ChatGPT Plus, Claude, MS Copilot), focused on prompt engineering, data analysis, and workflow automation (including No\-Code tool knowledge). * Knowledge of financial products, especially financial leasing. * Advanced proficiency in office productivity tools (Excel, Word, PowerPoint). * Operational experience and proficiency in ERP systems and financial management platforms. * Familiarity with registry platforms linked to the financial sector. **Responsible Banking** --------------------- Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future. We began with the spirit of helping others make the best financial decisions. That spirit remains today and drives us forward—prioritizing innovation and digital transformation, and making the opportunities of this new era accessible to everyone. **Diversity** -------------- At BBVA, we believe having a **diverse team** makes us a better bank. For this reason, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, among others. We foster a collaborative and inclusive work environment that enables each person to bring forth their best self. **Our Values** -------------------- **Our values define our identity** and serve as the driving force that enables us to fulfill our purpose and guide all our actions and decisions. **Legal Requirements** If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements mandated by local labor and immigration regulations or applicable professional regulations for the position in that country. In the event you are selected as the final candidate, BBVA may assist you with the corresponding permit/visa application process, with the understanding that if, for any reason, (i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the performance of the position in that country are not fulfilled, you will unfortunately be excluded from the position. Likewise, if you already hold a visa and/or work permit and/or residence permit for the relevant country, please indicate this when applying for the position.
