WHOLESALE RISK ANALYST I

Description

Job Summary: A professional who develops financial programs, assesses credit risks, and advises clients at a global bank committed to diversity and sustainability. Key Highlights: 1. Develops financial programs and assesses credit risks. 2. Advises managers and manages credit operations. 3. Collaborates in a diverse environment committed to responsible banking. **Want to advance your professional career?** BBVA is a global company with over 160 years of history, operating in more than 25 countries where we serve over 80 million customers. We are more than 121\.000 professionals working in multidisciplinary teams with diverse profiles, including finance specialists, legal experts, data scientists, developers, engineers, and designers. Our people make the difference in our success. **Employment Type:** Regular (Undefined) **What Are We Looking For?** **Responsibilities:** * Prepare financial programs (credit risk reports) and conduct technical assessments of credit lines and debt restructurings for mid-sized enterprises, large enterprises, or corporate entities, via bilateral/syndicated arrangements. * Present the Financial Program or ad-hoc transaction to Credit Managers or Credit Committees. * Visit clients and support structuring of transactions and financial programs. * Attend to and advise Branch Managers, Executives, and Credit Officers regarding submitted and upcoming operations. * Meet response time requirements for operation evaluations as established by ANS. * Accurately validate the Rating to exercise delegation or endorse proposals with direct managers or committees. * Comply with internal regulations and procedures (credit facilities, delegations, and Admission Protocols). * Submit client onboarding proposals to the WL Committee. **Requirements:** * Degree in Economics, Business Administration, Industrial Engineering, or related fields. * Minimum 2 years of experience in financial statement analysis, corporate credit risk assessment, and medium-term credit evaluation. * Experience in the banking sector. **Responsible Banking** --------------------- Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future. We began with the spirit of helping others make the best financial decisions. That spirit remains today and inspires us to keep moving forward—prioritizing innovation and digital transformation—and making the opportunities of this new era accessible to everyone. **Diversity** -------------- At BBVA, we believe that having a **diverse team** makes us a better bank. For this reason, we **actively support diversity, inclusion, and equal opportunity**, regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, among others. We foster a collaborative and inclusive work environment that enables each person to show their best self. **Our Values** -------------------- **Our values define our identity** and serve as the driving force enabling us to fulfill our purpose and guiding all our actions and decisions. **Legal Requirements** If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements mandated by local labor and immigration laws or applicable professional regulations for the position in that country. In the event you are selected as the final candidate, BBVA may assist you in processing the corresponding permit/visa, provided that, should any circumstance arise—(i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the position in that country are not fulfilled—you will, unfortunately, be excluded from the position. Likewise, if you already hold a visa and/or work permit and/or residence permit for the respective country, please indicate so when applying for the position.