Description
Job Summary:
Oka, Hiraoka's fintech, is seeking a Risk Data Engineer to evolve its risk ecosystem by building solutions that enable smarter, faster, and more scalable credit decisions.
Key Highlights:
1. Design, develop, and implement an automated credit decision engine.
2. Optimize data architecture for real-time decision-making using AWS.
3. Develop, validate, and monitor risk variables and signals.
At **Oka**, Hiraoka's fintech, we are building a new way to experience finance: simpler, more transparent, and closer to people. We seek a **Risk Data Engineer** who wants to contribute to the evolution of our risk ecosystem by developing solutions that enable smarter, faster, and more scalable credit decisions.
**What will be your key challenges?**
* Design, develop, and implement the logic of the credit decision engine, transforming underwriting, risk, and pricing policies into automated, scalable rules.
* Design, build, and optimize the data architecture supporting real-time decision-making using AWS services.
* Design A/B testing frameworks and execute simulations (backtesting) to evaluate the impact of changes in risk strategies and policies before implementation.
* Develop, validate, and monitor new variables (features) and risk signals derived from traditional and alternative data sources.
* Integrate and support the implementation of risk models and business rules within the decision engine, ensuring correct execution and process monitoring.
* Propose continuous improvements to decisioning architecture and capabilities aligned with the fintech’s growth.
**What profile are we looking for?**
* Graduate in Computer Science, Software Engineering, Systems Engineering, Statistics, or related fields.
* 1–2 years of experience in technical roles within risk tech, data engineering, or decision analytics—ideally in fintech, digital banking, or data-driven product environments.
* Solid hands-on experience with the AWS cloud ecosystem (S3, Athena, Glue, Lambda, and Redshift).
* Advanced SQL, intermediate/advanced Python, with experience building production-grade data pipelines and business logic (not just exploratory analysis).
* Familiarity with version control (Git) and experience with continuous integration and deployment (CI/CD) workflows.
* Prior experience building, configuring, or interacting with decision engines (in-house or third-party solutions such as FICO, Experian, Provenir).
**What do we value?**
* Interest in and understanding of the credit risk lifecycle (origination, scoring, and pricing).
* A mindset of continuous learning, curiosity about credit risk, and motivation to grow into more specialized roles in Risk Decisioning, Data, or Architecture.
**Why join Oka?**
* Hybrid work model.
* Flexible vacation policy.
* Birthday leave day.
* Formal payroll from day one.
* Exclusive Oka benefits.
* Preferential rates.
* Learning, growth, and professional development opportunities.
* The chance to build products with real impact at a fintech backed by Hiraoka.
**Apply now and become part of a team helping people regain trust in financial solutions as allies to achieve their goals.**
Salary: S/.1\.00 per month
Application Question(s):
* Do you have experience working with AWS cloud ecosystems (S3, Athena, Glue, Lambda, and Redshift)?
* What is your expected monthly salary (S/)?
Work Location: Hybrid in Miraflores, Lima