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El salario ofrecido puede variar dependiendo de toda una serie de factores, que incluyen entre otros los conocimientos, experiencias y habilidades relevantes del candidato seleccionado.*\n\n \n\nEstamos comprometidos en continuar invirtiendo en nuestros empleados y ayudarte a continuar desarrollando tu línea de carrera en Scotiabank.\n\n**Misión**\n\n\nContribuye al éxito general de la Red de Agencias en Perú, garantizando que los objetivos, planes e iniciativas individuales específicas se lleven a cabo o se cumplan en apoyo a las estrategias y objetivos de negocios del equipo. Garantiza que todas las actividades realizadas se desarrollen de conformidad con las normas, políticas y procedimientos internos vigentes\n\n **¿A qué retos te enfrentarás?**\n\n* Promover una cultura centrada en el cliente a fin de profundizar las relaciones con los clientes contribuyendo al incremento de clientes principales aprovechando las relaciones del Banco, así como sus sistemas, productos, servicio y conocimientos.\n* Realizar los procedimientos y actividades operativas en sus áreas respectivas de acuerdo a las normativas internas, acuerdos comerciales inter\\-compañías del Grupo Scotiabank y a las disposiciones legales vigentes.\n* Desarrollar permanentemente una Gestión Comercial con las Pequeñas Empresas, buscando la rentabilidad y crecimiento de la cartera, a través de las ventas y servicio (evaluando las propuestas, asesorándolos financieramente, cumpliendo las disciplinas de actividades de contacto con el cliente – ABP y ofreciéndoles los diversos productos y servicios del banco), aplicando la política de prevención de lavado de activos.\n* Evaluar el desempeño de sus clientes, identificando y anticipándose a futuras necesidades y riesgos, generando relaciones a largo plazo, buscando la fidelización a través del ofrecimiento de diversos productos y presentándose como su prioridad financiera, para el alcance de sus metas.\n* Harás uso de las herramientas que el banco pone a su disposición: Bt, Intranet, campañas, ISTS, base de datos de inteligencia comercial (mailing), entre otros; con la finalidad de gestionar al máximo la cartera de clientes.\n* Revisarás y darás seguimiento a labores de recuperación y cobranza de forma inmediata, a los clientes que tiene productos activos con el banco y que no cumplan con las fechas pactadas y según los parámetros de gestión de cobranza establecidos.\n* Identificarás y gestionarás, las potenciales zonas comerciales del área de influencia y red de contactos, que permitan ofrecer alternativas de solución comercial a sus necesidades e incrementar las oportunidades de negocio. (Visitar asociaciones de comerciantes, casas comerciales, proveedores de equipo, generar convenios, etc).\n* Ofrecerás un servicio de calidad que marque diferencia en el mercado bajo los lineamientos y niveles da calidad exigida cumplimiendo las metas de Pulso.\n* Gestionarás un trabajo en equipo con las fuerzas de ventas internas y externas, para la consecución de las metas comerciales asignadas.\n* Cumplirás las metas comerciales promoviendo la venta de productos definidos; apoyando en campañas específicas e identificando necesidades, para ofrecer alternativas de solución y/o derivar al cliente a las áreas correspondientes para generar oportunidades de negocio para su agencia, alineadas a las estrategias comerciales del SBP\n* Comprenderás la cultura de riesgo del Banco y cómo debe considerarse el apetito de riesgo en las actividades y decisiones diarias.\n* Realizarás activamente operaciones eficaces y eficientes en sus áreas respectivas, a la vez que garantiza la idoneidad, el cumplimiento y la eficacia de los controles de negocios diarios a fin de cumplir con las obligaciones destinadas a reducir el riesgo operacional, el riesgo de incumplimiento reglamentario, el riesgo de lavado de dinero y de financiamiento al terrorismo y el riesgo de conducta, entre las que se incluyen las responsabilidades establecidas bajo el Marco de Gestión del Riesgo Operacional, el Marco de Gestión de Riesgo del Incumplimiento Reglamentario, el Manual Internacional de Prevención del Lavado de Dinero y Financiamiento al Terrorismo y las Pautas para la Conducta en los Negocios.\n\n **¿Qué esperamos de ti?**\n\n* Carrera Técnica o egresado universitario en Contabilidad, Administración, Economía, Ing. Industrial y afines, etc\n* Mínimo 2 años de experiencia como funcionario de Negocios Banca Personal, Asesores Comerciales Microempresa entre otros puestos de similar perfil.\n* Conocimientos en análisis y evaluación de EEFF, políticas y evaluación de créditos, gestión de cobranza\n* Dominio de bantotal, Intranet, Modulo de Control de Gestión, ISTS\n\n\nUbicación(s): Perú : Ancash : Chimbote\n\n \n\nScotiabank es un banco líder en las Américas. Inspirándonos en nuestro propósito corporativo, “por nuestro futuro”, ayudamos a nuestros clientes, sus familias y sus comunidades a lograr el éxito a través de una completa gama de asesoría, productos y servicios en los sectores de banca personal y comercial, gestión patrimonial, banca privada, corporativa y de inversión, y mercados de capital.\n\n\nEn Scotiabank, valoramos las habilidades y experiencias únicas que cada persona aporta al Banco y nos hemos comprometido a crear y mantener un entorno inclusivo y accesible para todos. 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