Description
Job Summary:
We are seeking a professional to evaluate and approve credit risk applications, advise managers, and analyze clients' financial data in a global environment.
Key Highlights:
1. Professional development within a global company with over 160 years of history.
2. Being part of multidisciplinary and diverse teams at BBVA.
3. Working within a responsible and sustainable banking model.
**Do you want to advance your professional career?**
BBVA is a global company with over 160 years of history, operating in more than 25 countries, serving over 80 million customers. We are more than 121\.000 professionals working in multidisciplinary teams with diverse profiles, including finance specialists, legal experts, data scientists, developers, engineers, and designers.
Our people make the difference in our success.
**Employment Type:**
Regular (Undefined)
**What Are We Looking For?**
**Responsibilities**
* Visit clients and support structuring of transactions and financial programs.
* Cross-check with Preventive Monitoring regarding historical payment behavior or client alerts.
* Meet response time requirements for evaluating operations according to established ANS standards.
* Accurately validate credit ratings to exercise delegation authority or endorse proposals with direct supervisors or committees.
* Comply with internal regulations and procedures (credit facilities, delegations, and Admission protocols).
* Manually obtain information on products not yet automated (e.g., COFIDE loans, leasing, export credits, etc.).
* Support and advise Branch Managers, Relationship Executives, and Account Managers on submitted and pending operations.
* Analyze and validate Credit Reports, Financial Statements, Customer Analysis Sheets, and company data.
* Manage internal client documentation.
* Evaluate and approve credit risk analysis applications (ARCEs) for the corporate banking segment, proposed by business units (e.g., Corporate Banking Executives).
* Perform other duties assigned by your immediate supervisor.
**Requirements**
* Bachelor's degree or higher in Industrial Engineering, Business Administration, Accounting, or related fields in administrative sciences and business.
* Minimum of 5 years of experience in risk areas, structuring, structured finance, or corporate finance (wholesale segment operations management).
* Preferred experience serving large corporate and mid-market segments with high transaction volumes.
* Intermediate to advanced English proficiency.
* Advanced proficiency in Microsoft Office and Google Sheets.
* Affinity or alignment with artificial intelligence initiatives.
* Willingness to travel outside Lima.
**Responsible Banking**
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Our responsible banking model **aims to build a more inclusive and sustainable society.** Because the future of finance is financing the future.
We began with the spirit of helping others make the best financial decisions. That spirit remains today and drives us forward—prioritizing innovation and digital transformation, and making the opportunities of this new era accessible to all.
**Diversity**
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At BBVA, we believe that having a **diverse team** makes us a better bank.
For this reason, we actively support diversity, inclusion, and equal opportunity regardless of race, gender, age, religion, sexual orientation, gender identity, gender expression, among others. We foster a collaborative and inclusive work environment that enables each person to bring forth their best self.
**Our Values**
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**Our values define our identity** and serve as the driving force behind achieving our purpose, guiding all our actions and decisions.
**Legal Requirements**
If the position you are applying for is located outside the country where you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements mandated by local labor and immigration regulations or applicable professional regulations for the role in that country.
In the event you are selected as the final candidate, BBVA may assist you with the corresponding permit/visa application process, with the understanding that if, for any reason (i.) the relevant visa and/or work permit and/or residence permit is not issued, or (ii.) any other requirements mandated by local labor and/or immigration and/or professional regulations applicable to the performance of the role in that country are not met, unfortunately you will be excluded from the position. Likewise, if you already hold a visa and/or work permit and/or residence permit for the relevant country, please indicate this when applying for the position.