CREDIT MANAGER

Description

Position Summary: Identify and execute credit initiatives to drive business growth while balancing risk, profitability, and cash flow. Key Highlights: 1. Lead strategic credit initiatives to drive business growth. 2. Collaborate with key areas: Sales, Finance, and Treasury. 3. Leadership opportunities in mergers/acquisitions from a credit perspective. **Date:** Mar 17, 2026 **Location:** LIMA, Peru **Company:** Alicorp S.A.A. **What will be your challenge?** Identify and execute credit initiatives that drive business growth, comprehensively evaluating risk, profitability, and cash flow to ensure decisions that increase sales while maintaining controlled delinquency levels.**What will you do in your role?** * Monitor sectoral and country-level information * Visit strategic customers * Prospect new markets \[opening credit lines], jointly with the commercial area * Capture new opportunities. * Negotiate insurance policies. * Coordinate with Sales, Finance, and Treasury to balance commercial growth with risk control * Map processes and controls; identify new technological tools \[SAP – SQL – BI – etc] * Prepare and monitor annual budget expenditures \[provisions – legal management – Credit Management Department expenses] * Credit Committees with the commercial team. * Lead from the credit front in merger/acquisition processes. **What do we need from you?** * Degree in Business Administration, Economics, Finance, or related fields. Specialization in risk management or corporate finance is desirable. * Minimum 5 years of experience in corporate credit, banking, or mass consumer sectors, with at least 3 years in leadership roles. * Economics: Understanding of macroeconomic variables (GDP – Inflation – Interest Rates) affecting the economic environment where a company operates; understanding of how these variables interact with the financial performance of our clients (Modern Channel, Wholesalers) * Commercial: Knowledge of sales channel management and distribution schemes; understanding of pros and cons of each sales channel and how each can enhance different mass-consumer products. * Finance: Knowledge of financial statement analysis; ability to read commercial and financial reports from credit bureaus. * Legal: Knowledge of judicial processes focused on collateral enforcement. * Portfolio management tools and ERP systems.