Credit and Collections Analyst

Description

Job Summary: A reputable company is seeking an experienced Credit and Collections Analyst to manage and evaluate credit applications, monitor collections, and support the commercial department. Key Highlights: 1. Opportunities for professional development and growth 2. Pleasant work environment 3. Formal employment with all statutory benefits Credit and Collections Analyst \- with experience A well-established company specializing in the sale of graphic industry supplies is seeking qualified personnel. * REQUIREMENTS: * Graduate in Business Administration, Accounting, Economics, or related fields * Minimum 4 years of relevant experience in similar roles * Advanced proficiency in Microsoft Office (including Pivot Tables) and ERP systems * Knowledge of credit notes, debit notes, promissory notes, checks, accounting principles, telephone collection management, and field visits * Age: 25 to 40 years * Gender: Unrestricted * Full-time availability RESPONSIBILITIES: * Review and file daily bank journals * Verify protested promissory notes and enter them into the system along with associated fees * Register unique promissory note numbers and inform customers of their status * Prepare promissory note lists for submission to the bank * Evaluate customer credit applications, propose repayment terms, and identify associated risks * Monitor granted credit lines and continuously assess customers' financial stability * Contact customers regarding outstanding accounts, promissory notes pending acceptance, and promissory note maturity dates at the bank * Conduct on-site customer visits * Manage delinquent collections and recommend necessary legal actions * Analyze the progress and behavior of accounts receivable within the assigned portfolio * Support commercial department staff on matters related to credit and collections accounting * Prepare weekly collection reports and submit monthly accounts receivable closure reports to the relevant department * Assist in improving internal processes within the department * Perform other duties inherent to the position as assigned by management COMPETENCIES: Effective communication, results-oriented mindset, proactive attitude, strong service orientation, high sense of responsibility, ability to work under pressure, analytical capability, strategic thinking, initiative, teamwork, punctuality, and commitment. Preference will be given to candidates residing near the Los Olivos area; salary expectations must be indicated. BENEFITS: Opportunities for professional and career development, formal employment with all statutory benefits, pleasant work environment, and timely salary payments. Working hours: Monday\-Friday, 8:00 AM to 5:45 PM; Saturdays, 8:30 AM to 12:45 PM. Salary: S/.2,300\.00 \- S/.3,000\.00 per month Work Location: On-site employment